When I think back a few months to the days when I ways is debt I can still very clearly remember how overwhelmed I felt on a day to day basis. The first few years I tried not to think about it too much. Every once and a while the thought of those student loans […]

When we think about our goals for the future it sometimes feels like there is so much time between now and then that we can afford a few simple pleasures along the way without putting a big dent in our financial plans. While in theory there is no problem with having a bit of fun […]