The problem with minimum payments is that they can turn very large and glaring financial problems into deceivingly manageable monthly routines. However, dabbling with the minimums only increases the risk of financial hardship over a prolonged period of time. This is why I believe that becoming debt free is the most important thing to do […]

Just a little over a month ago I made my last student loan payment. While that is a seemingly mundane description for what I did on the evening of February 21st, 2015, I prefer to see it more as me driving a rusty spike through the skull of a zombie I had been fighting with […]